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Why Do I Need Mortgage Insurance?

For most homebuyers, the biggest hurdle to owning a home is the down payment.  Private mortgage insurance, or private MI, can allow you to purchase a home with less down than what otherwise may be required. On a conventional loan, you can have as little as a 5% down payment, utilizing mortgage insurance (MI). What is private…
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Friday Funnies

“Why Women Live Longer than Men.”                                                                                                  …
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First Time Homebuyer Mistakes

If you are a first-time home buyer, finding the right home for you and your family can be overwhelming and stressful. There are many decisions to make. Before you start looking, make sure you’re not committing one of these classic home buyer mistakes.   1. Not knowing what you can afford to buy You haven’t been pre-approved?…
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Documents Required For A Mortgage Pre-Approval

Many lenders are quote quick 10 minute pre-qualifications over the phone or online.  A true mortgage pre-approval not a prequalification, is the only thing that holds any weight, a pre-approval means reviewing all of the necessary documents. With a constant stream of new lending guidelines, volatile mortgage rates and tightening regulation from the government, very few real estate agents will show…
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