Category Archives: Uncategorized

Welcome to our site!

Thank you for stopping by our mortgage web site. Even though we have taken special care and consideration to pack this online resource with a wealth of knowledge about the mortgage and real estate process, we want you to feel comfortable calling us at any time to discuss your unique needs and expectations. Our company…
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Mortgage Definition – Loan To Value

What is Loan-To-Value (LTV)?? The math to determine the LTV on your loan, will vary based on the purpose of the loan, purchase and refinance.  Some examples to illustrate the concept of loan to value are below. On a refinance, the LTV is equal to your loan amount divided by your home's appraised value. On…
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$1 Billion NCAA Bracket Challenge Scam

Yes, I said Scam! It's not impossible to fill out a perfect NCAA tournament bracket, but it's as close to impossible as you can get!  I'm talking about this in my blog because it has to do with potential home financing and deception. Your chances of winning?  1 in 9.2 quintillion.  (What is a quintillion? It's…
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Steps to Buying a Home

Buying a home requires time and effort, but these steps along with the help of trusted professionals, can help make the home buying process manageable and help you make the best decisions possible.  Buying a Home Start Your Research Early As soon as you can, start reading Web sites, newspapers, and magazines that have real…
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