USDA zero down paymentUSDA Loans

USDA’s rural development program comes directly from the federal government.  Home buyers in rural areas are often eligible for these special loans.  They give buyers the ability to secure affordable financing without large down payments.  With the USDA loan you can get a zero down home loan.

Do I Qualify for a USDA Purchase Loan?
Almost anyone outside of a major metropolitan area looking to purchase a home can qualify.  Eligibility varies based on area, your income, credit history, and number of dependents claimed so it’s important that you call and speak with one of our experts to see if you qualify.

  • Zero money down and 100% financing is available
  • Seller contributions of up to 6% can go towards closing costs
  • Low income families can qualify

Refinance – Streamlined refinancing is available with no appraisal and no upfront fees. 

 USDA Loans are for:

  • New Home
  • Pre-existing home
  • Condominiums
  • Townhomes
  • New manufactured home from a dealer